Travel-focused cards help you save on flights and enjoy exclusive rewards. The RAKBANK Air Arabia Platinum Credit Card is designed for frequent flyers.
It lets you earn AirRewards points and access unique travel benefits. You can apply online with simple eligibility criteria.
Key Benefits of the RAKBANK Air Arabia Platinum Credit Card
This card gives you access to rewards, flights, and travel savings. It is ideal for those who use Air Arabia frequently and want maximum value.
Complimentary Welcome Perks
You get a welcome bonus of 20,000 AirRewards points. There is no joining fee when you apply.
The annual fee is waived for the first year. It helps you start with a strong bonus advantage.
Annual Complimentary Return Ticket
You can claim one return ticket per year. This benefit is subject to meeting annual spend requirements.
The booking must be done via the AirRewards platform. Terms apply on destinations and fare class.
Fly Now, Pay Later Option
Flight payments can be converted into installments. This feature applies to eligible Air Arabia transactions.
Monthly payments are based on approval by RAKBANK. It’s a flexible way to manage travel costs.
AirRewards Earning and Redemption
This card connects directly to your AirRewards account. You earn points every time you use it for daily or travel-related purchases.
How You Earn AirRewards?
You earn 1.75 AirRewards for every AED 5 spent. Local and international transactions both qualify.
Using the card for Air Arabia purchases gives better value. Frequent usage leads to higher accumulation.
How to Redeem AirRewards?
AirRewards can be used to book flights on Air Arabia. You can also redeem for baggage, meals, or upgrades.
Partial redemption is available when you lack full points. The process is done via the official AirRewards website.
Lifestyle Perks for Cardholders
The RAKBANK Air Arabia Platinum Credit Card is not just about flights. It also includes lifestyle benefits that complement your everyday routine.
Additional Offers Available
You get 50% off VOX Cinema tickets monthly. Free airport transfers are provided through Careem.
Complimentary baggage and meal vouchers are included. Redemption is simple via the reward platform.
Who Can Apply for This Card?
Applicants must meet basic age and income criteria. The card is open to both employed and self-employed UAE residents.
Eligibility Criteria
You must be at least 21 years old to apply. Residency in the UAE is required. Salaried applicants must earn a minimum of AED 5,000 monthly.
Self-employed applicants need a quarterly turnover of AED 25,000 or a balance of AED 50,000.
How to Apply Online?
Applying is fast through RAKBANK’s online platform. Prepare your identification and income documents before you start.
Step-by-Step Application Process
The application process is simple and takes only a few minutes if you have your documents ready.
- Visit the RAKBANK Air Arabia Platinum Credit Card page
- Click the “Apply Now” button to open the application form
- Fill out personal, contact, and employment information
- Upload required documents like the Emirates ID and salary proof
- Submit the form and wait for bank approval
- Get confirmation by SMS, phone, or email once approved
Card Fees and Interest Rates
The RAKBANK Air Arabia Platinum Credit Card has low costs in the first year. Charges increase after the first renewal.
Fees Breakdown
The first-year annual fee is waived. From year two, you pay AED 400 annually. Interest rates average 3.19% per month.
Late payment charges are AED 230, and cash advances incur AED 99 or 3.15%, whichever is higher.
Spending Categories That Earn More
Some spending categories help you collect more rewards. Focused usage allows you to reach perks faster.
High-Reward Categories
Air Arabia bookings earn you higher AirRewards. Foreign currency spending boosts point accumulation. Travel bookings and hotel reservations also count. Local utility payments may not qualify for high rewards.
Contact and Support Information
Always contact the bank for the latest offers or account help. You can reach RAKBANK through official support channels.
Verified Details
RAKBANK Customer Care: +971-4-213-0000. You can apply through rakbank.ae. Mailing Address: P.O. Box 5300, Ras Al Khaimah, UAE. In-person visits are also available at local branches.
When This Card Works Best For You?
This card benefits regular Air Arabia travelers. You get the most value when combining flights with consistent card usage.
Best Fit Scenarios
You fly Air Arabia frequently throughout the year. You want to earn and redeem AirRewards easily.
You plan your travel in advance for optimal ticket usage. You spend in both local and foreign currencies regularly.
When This Card May Not Be the Best Choice?
Certain user types may not gain full value from this card. Analyze your needs before applying.
Possible Limitations
You rarely travel with Air Arabia. You prefer cashback over points-based rewards. Your income is below the eligibility threshold. You do not want to track or manage a reward system.
Extra Tips to Maximize Value
You can improve your benefits through smart usage. These practices can help you get more for every dirham.
Optimization Tips
Use the card mainly for Air Arabia and travel-related expenses. Always pay your monthly statement on time to avoid fees.
Track your rewards and plan redemptions during offers. Combine with seasonal promotions or bonus periods.
A Quick Note on Security and Digital Access
Digital control features help you keep the card secure. You can also manage your card easily via the RAKBANK app.
Online Tools and Safety
Use mobile app controls to lock or unlock your card. Activate transaction alerts to monitor spending.
Keep personal and contact details updated. Review your statements regularly for accuracy.
Managing Supplementary Cards
You can request additional cards for family members. These cards help you track shared expenses and boost point earning.
Key Supplementary Card Features
Each supplementary card earns AirRewards for the main account. Spending limits can be set and monitored.
Statements are consolidated under one primary account. Eligibility rules may vary for additional cardholders.
Enjoy the Benefits and Travel Smarter
The RAKBANK Air Arabia Platinum Credit Card is a strong choice for flyers. You can enjoy free tickets, flexible payments, and AirRewards benefits.
With proper usage, this card delivers both savings and convenience. Apply online to get started.
Disclaimer
Card features and fees may change over time. Always check the official website for the latest details. This article is for educational purposes only.
