Emirates NBD Saudi Credit Cards offer tailored solutions for customers who want rewards, flexibility, and convenience.
You can apply online and start accessing various privileges, including cashback, lounge access, and 0% installment options.
These cards are made for different spending styles, from lifestyle purchases to global travel. This guide will help you compare options, fees, and features clearly.
Types of Emirates NBD Saudi Credit Cards
Each credit card from Emirates NBD in Saudi Arabia provides a distinct set of features. You can select one that aligns with how you spend and what benefits you want most.
From cashback offers to exclusive lounge access, each card delivers focused value. Choose based on what you’ll use regularly.
Mazeed Cashback Credit Card
The Mazeed Cashback Credit Card is ideal if you spend on dining, groceries, and essential services.
You get 10% cashback on restaurant purchases or delivery, plus 2% on travel bookings like airline tickets or hotels.
For categories like groceries, education, and healthcare, you earn 5% cashback. The card includes free access to 25 airport lounges. The annual fee is SAR 200, with a 52.43% APR and a 26.4% interest rate.
Infinite Credit Card
This premium card suits frequent travelers who want extra service. You earn 1 Plus Point per SAR 1, redeemable as SAR 100 cashback per 10,000 points.
Lounge access includes over 1,000 locations globally. There’s also a concierge service for bookings and reservations. Annual fee is SAR 700, APR is 45.02%, and the interest rate remains 26.4%.
Platinum Credit Card
If you’re looking for installment flexibility, the Platinum card is a solid option. It includes monthly payment plans with low margin rates and allows utility bill payments. ‘
You also get standard Plus Point rewards and access to 25 lounges. The annual fee is SAR 300, with an APR of 66.22% and a 26.4% interest rate.
Platinum Plus Credit Card
This is the free-for-life version of the Platinum Card. You still earn Plus Points, get monthly installment plans, and enjoy global lounge access at 25 locations.
There’s no annual fee, which makes it a cost-effective option. The APR is 34.33%, and the interest rate is 29.88%.
How to Apply for a Card Online?
You can apply for Emirates NBD Saudi Credit Cards directly from your browser. The steps are simple, and most approvals depend on your income, ID, and credit profile.
Once you’ve selected a card, you just need to submit your application. Be sure all documents are updated.
- Go to the Emirates NBD KSA website
- Pick the card that fits your needs
- Click “Apply Now” and fill in your personal details
- Submit a valid national ID and income proof
- Review the terms and submit your request
- Wait for a confirmation from the bank’s review team
Standard Features Across All Cards
All Emirates NBD Saudi Credit Cards come with core benefits. These make daily spending more rewarding and make financial control easier. Most features are included at no extra cost. Here’s what every cardholder gets.
Universal Benefits
With Plus Points, you earn rewards on every purchase and can redeem them easily. Contactless Atheer Payment lets you pay just by tapping the card at a terminal.
You can convert big purchases into 0% installment plans across 3, 6, 9, or 12 months. The UAE Offers section provides discounts on dining, leisure, and spas when visiting the UAE.
Use your card to pay utility bills, such as electricity and telecom. If you need help, call 800 754 7777 anytime.
Rewards and Redemption System
Your card rewards you based on where and how much you spend. Some categories give higher cashback, while others help you collect more points.
All rewards are tracked in real time through your account. Redemption is fast and flexible.
Earning Points
You earn 1 Plus Point for every SAR 1 spent across most categories. Some cards boost earnings in specific areas like restaurants, flights, and groceries.
These accelerated rewards help you save faster. Your points accumulate in your Emirates NBD online account.
Redeeming Points
You can redeem points through the Emirates NBD online banking portal. Every 10,000 Plus Points gives you SAR 100 cashback.
Some options allow you to use points for vouchers or limited-time promotions. Always check your balance and redemption options after logging in.
Travel and Lounge Perks
Travelers benefit the most from Emirates NBD’s lounge access. You can relax in premium locations across the globe.
Depending on your card, the access limit varies. Always present your card and boarding pass to enter.
Lounge Access Summary
The Mazeed, Platinum, and Platinum Plus cards offer access to 25 lounges worldwide. The Infinite Credit Card provides entry to over 1,000 airport lounges, ideal for frequent flyers.
This benefit applies to both departure and arrival airports. Lounge visits may be limited by policy or frequency caps.
Fees, APR, and Interest Rates
Understanding the cost of using a credit card helps you avoid financial strain. Emirates NBD publishes a clear fee and APR schedule for all cards.
Make sure you compare these before applying. Higher-tier cards often carry higher annual fees.
Card Rates Comparison
Each card has a unique combination of APR, interest rate, and annual fee that directly impacts your monthly costs.
| Card | APR | Interest Rate | Annual Fee |
|---|---|---|---|
| Platinum | 66.22% | 26.4% | SAR 300 |
| Platinum Plus | 34.33% | 29.88% | Free |
| Mazeed Cashback | 52.43% | 26.4% | SAR 200 |
| Infinite | 45.02% | 26.4% | SAR 700 |
The monthly minimum payment is 5% of your outstanding balance. It takes about 72 to 78 months to pay off SAR 7,000, depending on the card.
These values may shift based on your credit profile. Check with the bank for current terms.
Best Card Based on Spending Habits
Each card suits a different type of spender. The right choice depends on your lifestyle and usage patterns.
If you want high value, match your behavior to the card benefits. Don’t choose a card based on perks you won’t use.
Usage Match Suggestions
The Mazeed card is best if you dine out or order delivery frequently. Platinum Plus is ideal for those who want benefits but hate annual fees.
If you fly often, the Infinite Credit Card will serve you best with global lounge access. Use Platinum if you value flexible payment plans.
When to Consider Other Options?
Not every credit card is a good fit. You must evaluate your income, goals, and habits. Certain requirements or costs might rule out some options. Be realistic about how much you’ll actually benefit.
Situational Limitations
Avoid the Infinite Card if your income is under SAR 30,000. If you don’t travel, you won’t benefit from lounge perks.
Carrying a balance can get expensive with high APR rates. Read the product’s fine print to avoid restrictions or hidden limits.
Customer Support and Contact Details
You can contact Emirates NBD Saudi Arabia by phone, mail, or visiting branches. Their staff will help with card activation, billing issues, and policy questions. Support is available in Arabic and English. Keep these contact points for future use.
- Main Office (Riyadh): City Tower, First Floor, King Fahad Road, PO Box 8166, Riyadh 11482, KSA
- Jeddah Branch: Zahran Centre, Prince Sultan Street, PO Box 7501, Jeddah 23525, KSA
- Khobar Branch: Karawan Tower, King Faisal Road, PO Box 3581, Al Khobar 34422, KSA
- Phone: 800 754 7777 (Toll-Free for all credit card inquiries)
Choose Smartly and Apply with Confidence
You now have a full picture of what Emirates NBD Saudi Credit Cards offer across categories. These options give you control over cashback, travel comfort, and flexible payment.
Compare the card features and pick what works best for your goals. You can apply online and get started immediately once you’ve made your decision.
Disclaimer
Information in this article may change without notice. Always visit the official Emirates NBD Saudi Arabia website for the latest terms. This article is for educational use only.
