The ANA JCB Wide Gold Credit Card is a premium option tailored for travelers who often fly with All Nippon Airways.
It offers exclusive perks like mileage bonuses, travel insurance, and domestic lounge access.
This article explains how to apply for and maximize the value of the card’s features.
Understanding the ANA JCB Wide Gold Card
The ANA JCB Wide Gold Card is tailored for travelers who want more than just basic rewards.
It combines mileage earning with travel-focused services and insurance, making it ideal for loyal ANA customers.
Card Purpose and Audience
- Designed for frequent travelers within Japan and overseas.
- Best matched with ANA Mileage Club members who want consistent mileage accumulation.
- Offers additional benefits, including insurance, lounge access, and exclusive services, beyond those typically found in rewards cards.
Notable Card Features
- Travel accident insurance for both domestic and international trips.
- Purchase protection for added safety on your purchases.
- Lounge access at major domestic airports in Japan.
- Bonus ANA miles when you first get the card and again at renewal.
Who Can Apply for This Card?
Before you begin the application, ensure you meet the eligibility criteria and have the necessary documents ready.
- General Qualifications
- Be at least 20 years old
- Be a resident of Japan
- Have a stable income (full-time employed, self-employed, or equivalent)
What You’ll Need
- Valid photo ID: My Number Card, Residence Card, or similar
- Japanese phone number and address
- Bank account information for billing setup
How to Complete the Online Application
There are five steps you can follow to submit your application smoothly and efficiently.
Step 1: Begin Your Application
- Go to the official ANA or JCB website
- Choose the ANA JCB Wide Gold Card from the available options
- Click “Apply” to open the online form
Step 2: Fill in Personal Information
- Enter your full name, birthday, and address
- Provide your Japanese phone number and email
- Include employment details and confirm your annual income
Step 3: Upload Required Documents
- Provide a scan or photo of your ID (e.g., My Number Card or Residence Card)
- If prompted, upload proof of income like a payslip or tax statement
Step 4: Review and Submit
- Double-check all your inputs for accuracy
- Agree to the terms and conditions
- Submit your application
Step 5: Track Your Application
- You’ll get a confirmation email or reference number
- JCB typically reviews applications within 7–14 days
- Approved applicants receive their card by mail after confirmation
Fees and Interest Breakdown
Before applying, be aware of the costs involved and learn how to reduce them effectively.
Annual Fees
- Primary cardholder: ¥15,400 per year (tax included)
- Family member: ¥4,400 per year
- ETC card: Issuance and annual use are free
Interest and Payment Terms
- Revolving payment interest rate: Approximately 15% (varies by repayment method)
- Late payment fees: Applied when you miss a due date (standard for Japanese credit cards)
How You Can Reduce Costs
- Repay in full monthly to avoid interest charges.
- Auto-pay setup helps you avoid late fees.
- Smari-Boro program: Enrolling and using their rotating payment plan may offer a ¥5,000 cashback, effectively reducing your net annual fee
Boosting the Value of Your ANA JCB Card
Getting the card is just the first step.
To truly benefit, you need to use it wisely and consistently in conjunction with ANA-related services and everyday spending.
Earn More Miles with ANA Flights
- Use the card to pay for ANA flight tickets and earn more ANA miles.
- Link your card to your ANA Mileage Club number for automatic mile accumulation.
- Take advantage of limited-time ANA promotions that offer bonus miles when you pay with this card.
Maximize Everyday Spending
- Use the card at supermarkets, gas stations, and convenience stores to earn Oki Doki points.
- Convert Oki Doki points to ANA miles automatically through the mileage transfer setup.
- Set the card as your default for subscriptions or mobile payments to earn points passively.
Take Advantage of Premium Services
- Enjoy free access to airport lounges at selected domestic terminals.
- Get help with travel plans and reservations through the JCB Gold concierge service.
- Utilize travel insurance for peace of mind when flying domestically or internationally.
Managing Your Card Like a Pro
Once you have your card, managing it well ensures you avoid fees, earn more miles, and stay in control of your finances.
Use the MyJCB Online Portal
- Log in to view your balance, billing history, and current points.
- Set up alerts for payment deadlines and card usage to stay on top of your financial responsibilities.
- Update your billing preferences, address, or email address as needed.
- Track how many Oki Doki points you’ve earned and converted to ANA miles.
Enable Mobile Wallet Integration
- Add your card to Apple Pay, Google Pay, or QUICPay.
- Use your smartphone for secure, contactless payments across Japan.
- Receive notifications for every transaction to track spending in real-time.
- Mobile payments also earn you points, just like using a physical card.
Pros and Cons at a Glance
Before applying, it’s helpful to weigh the strengths and limitations of the ANA JCB Wide Gold Card to determine if it aligns with your lifestyle.
Pros
- High ANA mileage rewards on flights and everyday purchases
- Access to domestic airport lounges at no extra cost
- Comprehensive travel insurance for domestic and international trips
- Exclusive JCB Gold services, including concierge and purchase protection
- Bonus miles for new sign-ups and annual renewals
Cons
- Annual fee is ¥15,400, higher than basic cards
- Benefits are ANA-focused, so they are less practical for non-ANA travelers
- The mobile app interface is available in Japanese only
- Eligibility is limited to residents of Japan with stable income
Customer Support – How to Reach Them
If you have questions or need help with your ANA JCB Wide Gold Card, several support options are available in Japan.
Phone Support
- Call the ANA JCB Card Inquiry Desk at 0570-00-5552 (Japanese only).
- Available Monday to Saturday, 9:00 AM – 5:00 PM (closed Sundays and holidays).
- Use your card number when calling for faster service.
Online Help and Portals
- Visit the MyJCB portal to check statements, manage settings, or request support.
- Access ANA’s credit card FAQ page for common issues and answers.
- Use the inquiry form on the JCB or ANA website for non-urgent questions.
To Sum Up
The ANA JCB Wide Gold Card is a solid choice for frequent flyers seeking premium travel perks and consistent ANA mileage accumulation.
With the proper usage, you can maximize both everyday spending and flight benefits.
Apply now through the official ANA or JCB website to start earning miles and enjoying exclusive services.
Disclaimer
Information provided in this article is for general reference only and may change based on ANA or JCB policy updates.
Please check the official ANA or JCB website for the most accurate and up-to-date terms, fees, and eligibility details before applying.
